Life and Career Events

See how life and career events can affect your pension.

Taking time off
You may be able to purchase the time you are off – to add to your OMERS pension. Learn more about taking time off
It’s never too early to start thinking about retirement.   Learn more about retirement
Employment changes
Leaving your OMERS employer? OMERS can help make it less stressful by guiding you through the process step by step. Learn more about employment changes
Divorce and separation 
Your OMERS pension may be considered family property in the event of a separation or divorce. Learn more about divorce and separation
Disability benefits
Disability benefits are an important feature of your OMERS pension. Learn more about disability benefits
Planning for loved ones
Survivor benefits are part of our commitment to providing a secure future for members and their loved ones. Learn more about planning for loved ones
Normal retirement age changes (police and firefighters)
A career change for police and firefighters can affect normal retirement age. Learn more about career changes

Retirement Expense Estimator

Many people don't know how much money they will need for retirement. Seeing what your expenses may be after retirement can help you plan to retire the way you want.

Try the Retirement Expense Estimator