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Maximizing Your Pension

Depending on your employment situation and preferences, you can maximize your pension by transferring or buying previous service, or by purchasing a leave period.

Credited and Eligible Service

Learn about the difference between credited and eligible service, and how they can help you maximize your pension.

View credited and eligible service

Buying Service

Find out how to maximize your pension by purchasing past service with a former employer. As a registered myOMERS user, you can use the Buy-Back Calculator in myOMERS to request a cost to buy service.

Learn more about buying service

Purchasing a Leave Period

You can increase your pension by purchasing a leave period with your current employer and converting it to credited service.

Learn about purchasing a leave period

Transferring Service from Another Pension Plan

Find out how to maximize your OMERS pension by transferring service from another registered pension plan.

Learn about transferring service